Undergraduates

Students

Federal student loans offer low interest rates and deferred payments. Click here to learn more about Undergraduate Stafford Loans.

Grad Students

Stafford Loan for Graduate Students

Graduate Students - borrow up to $20,500 for graduate school with payments deferred until graduation. Visit Graduate Student Stafford Loans.

Recent Grads

Recent Graduates

College Graduates - lower your monthly payments by consolidating your federal loans. Visit our repayment and Stafford Loan Consolidation sections.

Stafford Federal Student Loans

You've made a great first step on the path to financing your education with a Stafford Student Loan. Federal student loans are the most affordable loans available to students, with best interest rates and deferred payments (principal and interest) until after graduation. Should you need additional funding, consider Private Student Loans or PLUS Loans. Stafford federal student loans can also be consolidated after graduation, making them even more affordable.

After graduation, make sure to remember your student loans. Think about your repayment options and now might be a good time to consider student loan consolidation. When you consolidate your stafford loans, you are locking in today's low rates, combining multiple payments into one and lowering your monthly payment. Also consider loan forgiveness options for teachers and others who qualify.

New From the Stafford Loan Blog

In the News

FAP794: Massive free stuff Friday, scholarship secret

May 9 2008

FAP794: Massive free stuff Friday, scholarship secret

Listen now:

Student Financial Aid News + NASFAA: “‘Financial aid’ most commonly refers to scholarships: direct grants that students need not pay back… policymakers are starting to admit that the system designed to make college more affordable is making it...

FAP793: Writing effective cover letters that sell

May 8 2008

FAP793: Writing effective cover letters that sell

Listen now:

Student Financial Aid News + Yesterday we did a special on HR 5715 - make sure you grab the PDF! + Inside Higher Ed: All the turmoil in the student loan industry has plenty of lenders and others worried,...