Federal Stafford Loans

Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. Learn more about Stafford Loans.

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Update: Stafford loan interest rates for 2012-2013 are currently unknown. The bill which lowered rates to 3.4% will expire July 1, 2012 and without action from congress, rates will double to 6.8%. For up-to-date information on this issue, check out the Student Loan Network Blog.

Stafford Loans for
Undergraduate Students

Undergraduate Stafford loans have a fixed interest rate as low as 3.40%. Stafford loans can be used to pay tuition and other school expenses.

Stafford Loans for
Graduate Students

Graduate Stafford loans are available for students attending grad school at least half time. Students can borrow up to $20,500 per school year.

Federal Stafford Loan Repayment Program

After graduation, be sure to remember your federal student loans. Think about your Stafford loan repayment options. When you consolidate your Stafford loans, you are locking in today's low rates and combining multiple Stafford loan payments into one lower monthly payment. Teachers, counselors and other public service professionals may qualify for Stafford Loan forgiveness programs.

If federal student loans are not enough, consider a private student loan to cover your excess costs.

From the Stafford Loan Blog

Stafford interest rates still in limbo

 -  On Tuesday, the Senate voted on the future of Stafford Loan interest rates. The rates for subsidized loans are currently at 3.4%, but without action from the go...

President Obama slow jams the student loan news

 -  I'm pretty sure the title of this post just about says everything I need to say about the following video. Obama + Student loans + music + Jimmy Fallon = Magic.


Read the latest Stafford Loan news