Get Started with Stafford Loans
Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. Learn more about Stafford Loans.
Undergraduate Stafford loans have a fixed interest rate as low as 4.50%. Stafford loans can be used to pay tuition and other school expenses.
Graduate Stafford loans are available for graduate students attending school at least half time. Students can borrow up to $20,500 per school year.
After graduation, be sure to remember your federal student loans. Think about your Stafford loan repayment options. When you consolidate your Stafford loans, you are locking in today's low rates and combining multiple Stafford loan payments into one lower monthly payment. Teachers and some other professionals may qualify for Stafford Loan forgiveness programs.
If federal student loans are not enough, consider a private student loan to cover your excess costs.
- Incoming student seeks resources to go from financial aid newbie to guru in one month. See what she finds...
- For many recent graduates, the grace period before they must begin repaying their Stafford Loans won’t come to a close until the fall, most likely in November. But for the...
Read the latest Stafford Loan news
Stafford Loan dot com is not a United States Government website or associated in any way with the William D. Ford Federal Direct Loan Program, the U.S. Department of Education or Federal Student Aid.
