Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. Learn more about Stafford Loans.
Undergraduate Stafford loans have a fixed interest rate as low as 3.4%. Stafford loans can be used to pay tuition and other school expenses.
Graduate Stafford loans are available for students attending grad school at least half time. Students can borrow up to $20,500 per school year.
After graduation, be sure to remember your federal student loans. Be sure to research your repayment options and find out if you quality for forgiveness, forbearance or deferment. When you consolidate your federal loans, you can lock in today's low rates and combine multiple loans into one lower monthly payment. Teachers, counselors and other public service professionals may qualify for Stafford Loan forgiveness programs.
If federal student loans are not enough, consider a private student loan to cover your excess costs.
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