Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. Learn more about Stafford Loans.
Undergraduate Stafford loans have a fixed interest rate as low as 5.60%. Stafford loans can be used to pay tuition and other school expenses.
Graduate Stafford loans are available for graduate students attending school at least half time. Students can borrow up to $20,500 per school year.
After graduation, be sure to remember your federal student loans. Think about your Stafford Loan repayment options. When you consolidate your Stafford loans, you are locking in today's low rates and combining multiple Stafford Loan payments into one lower monthly payment. Teachers and some other professionals may qualify for Stafford Loan forgiveness programs.
If federal student loans are not enough, consider private student loans:
- You might considering early repayment of your Stafford loans. Is it worth it? Here are two things you must consider.
- One question we often receive is how much a student can take out per year in federal Stafford loans. I’ve gone ahead and compiled all that information for you here. Note...
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