Federal Stafford Loans
Federal Stafford loans are fixed-rate federal student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school.
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Stafford Loans for
Undergraduate Students
Undergraduate Stafford loans have a fixed interest rate as low as 5.60%. Stafford loans can be used to pay tuition and other school expenses.
Stafford Loans for
Graduate Students
Graduate Stafford loans are available for graduate students attending school at least half time. Students can borrow up to $20,500 per school year.
Federal Loan Repayment Program
After graduation, be sure to remember your federal student loans. Think about your repayment options and consider student loan consolidation. When you consolidate your Stafford loans, you are locking in today's low rates and combining multiple payments into one lower monthly payment. Teachers and some other professionals may qualify for loan forgiveness programs.
From the Stafford Loan Blog
What qualifies for a “mandatory” forbearance?
Jun 25 2009 - There are certain mandatory forbearances. Examples include borrowers who: are in a medical or dental internship or residency; have student loan payments that are 20 percent or more of their monthly income; have...
What is an income-contingent repayment plan?
Jun 23 2009 - An income-contingent monthly payment will be based on your annual income (and that of your spouse if you’re married), your family size, and the total amount of your Direct Loans. Borrowers...
