Federal Stafford Loans

Federal Stafford loans are fixed-rate student loans for undergraduate and graduate students attending college at least half-time. Stafford loans are the most common and one of the lowest-cost ways to pay for school. Learn more about Stafford Loans.

Stafford Loans for
Undergraduate Students

Undergraduate Stafford loans have a fixed interest rate as low as 5.60%. Stafford loans can be used to pay tuition and other school expenses.

Stafford Loans for
Graduate Students

Graduate Stafford loans are available for graduate students attending school at least half time. Students can borrow up to $20,500 per school year.

Federal Stafford Loan Repayment Program

After graduation, be sure to remember your federal student loans. Think about your Stafford Loan repayment options. When you consolidate your Stafford loans, you are locking in today's low rates and combining multiple Stafford Loan payments into one lower monthly payment. Teachers and some other professionals may qualify for Stafford Loan forgiveness programs.

Get the Money You Need with a Private Student Loan

  • Cover additional costs not met by other financial aid
  • Borrow up to the cost of attendance and pay for tuition, supplies, housing, etc.

From the Stafford Loan Blog

Graduate Loan Deferment

Oct 26 2009  -  The day you can hoist your graduate degree overhead will be a proud day no doubt, but then the reality sets in. How much did I borrow for this...

Can a Power of Attorney Sign my Stafford MPN?

Oct 26 2009  -  Yes, a third party with power of attorney for the borrower may sign a Stafford promissory note if the borrower is unable to sign.