Federal Stafford Loan for Students

Federal Stafford Loans are low, fixed rate student loans for undergraduate and graduate students attending a college or university at least half time. Stafford Loans are the most common and one of the lowest cost options to pay for school.

Discover Student LoansStafford Loans are an affordable loan option available for most students to pay for college.

Eligibility Criteria Includes:

  • You must be a US citizen, a permanent resident or an eligible non-resident
  • You must have completed the US Department of Education's FAFSA (Free Application for Federal Student Aid)
  • You must be enrolled in school at least half time

Terms

  • Fixed interest rate of:
    6.8% on Unsubsidized Stafford Loans
    6.0% on Subsidized Stafford Loans
  • Zero fees (you save 2%)
  • No payment due until 6 months after graduation or enrollment in school less than half time

Undergraduate Students

Graduate Students
Learn more about the Stafford loan Apply for the Stafford loan Learn more about the Stafford loan for graduate students Apply for the Stafford loan for graduate students