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After Completing the FAFSA Application
- Fixed interest rate - 6.8% or lower
- No payments while in school at least half-time
Apply for the Federal Stafford Loan. After you complete your Stafford Loan application, we contact your school for certification. Based on what was presented in your financial aid award letter, we work with the school to arrange for funds to be disbursed. Generally, Stafford Loan fund awards vary based on your academic year and financial need.
About the Stafford Loan
- With a fixed interest rate as low as 6.00%, it is important to maximize your Stafford Loan award
- No payments / No Interest until 6 months after graduation.*
Click Here to Start Your Stafford Loan Application
Stafford Loan Interest Rates
Note: Graduate Stafford Loans (both subsidized and unsubsidized) have a fixed interest rate of 6.8% through 2013.
| Academic Year | Subsidized Rates | Unsubsidized/Graduate Rates |
|---|---|---|
| 2009-10 | 5.60% | 6.80% |
| 2010-11 | 4.50% | 6.80% |
| 2011-12 | 3.40% | 6.80% |
| 2012-13 | 6.80% | 6.80% |
| Current Stafford Loan interest rates in effect from 07/01/2009 to 06/30/2010 | ||
Unsubsidized loans interest payments can be deferred while in school. The US government pays interest on the subsidized portion of your Stafford Loan while you are enrolled at least half time and for a 6 month grace period after leaving school.
Disbursement of Funds
Once we receive your completed application, we send a certification to your school. Once they send that back to us, we schedule the funds to be disbursed to the school.
Click Here to Start Your Stafford Loan Application
Consider a Private Student Loan
We always recommend that students complete the FAFSA and seek federal financial aid first. However, a private student loan can be used to help cover additional education related expenses not covered by federal aid. With competitive rates and zero fees, a private student loan is a great option to help complete your financial aid package.
Learn More About Private Student Loans »
Scholarship Resources for Students
Students should always remember to search for scholarships before applying for financial aid. Student Loan Network has two great free scholarship resources - Scholarship Search Secrets, a 40+ page eBook on how to find scholarships and ScholarshipPoints, a website where students earn points and win free scholarships!



