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Stafford Loan Overview
Undergraduates
Federal student loans offer low interest rates and deferred payments. Click here to learn more about Undergraduate Stafford Loans.
Grad Students
Graduate Students - borrow up to $20,500 for graduate school with payments deferred until graduation. Visit Graduate Student Stafford Loans.
Recent Grads
College Graduates - lower your monthly payments by consolidating your federal loans. Visit our repayment and Stafford Loan Consolidation sections.
Stafford Federal Student Loans
You've made a great first step on the path to financing your education with a Stafford Student Loan. Federal student loans are the most affordable loans available to students, with best interest rates and deferred payments (principal and interest) until after graduation. Should you need additional funding, consider Private Student Loans or PLUS Loans. Stafford federal student loans can also be consolidated after graduation, making them even more affordable.
After graduation, make sure to remember your student loans. Think about your repayment options and now might be a good time to consider student loan consolidation. When you consolidate your stafford loans, you are locking in today's low rates, combining multiple payments into one and lowering your monthly payment. Also consider loan forgiveness options for teachers and others who qualify.
New From the Stafford Loan Blog 
In the News
FAP798: Citibank, Sallie Mae, How to Become a Rockstar
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FAP798: Citibank, Sallie Mae, How to Become a Rockstar
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Student Financial Aid News + Consumerist: Citi tightens down student loans. Citibank (ticker: C) is adopting the zero-tolerance approach to late payments favored by the credit card industry—miss a payment due date and you’ll lose any...
FAP797: Financial Aid For Parents of Young Children
May 14 2008
FAP797: Financial Aid For Parents of Young Children
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Disclosure: I am not a certified financial planner or a CPA. Please consult a qualified professional before making any major financial changes.
The single most important thing you can do is to start saving sooner rather than...
