Am I eligible for a Stafford Loan?

Learn About Stafford
  • Fixed interest rate - as low as 4.66%
  • No payments while in school at least half-time

Get Stafford Help

To be eligible for a Stafford loan you need to file a FAFSA. In addition to filing the FAFSA you must meet the following requirements.

  • You are a U.S. citizen, permanent resident, or eligible non citizen.
  • You are enrolled at least half-time in a degree seeking program (based on your school's definition of full and half-time status).
  • You must maintain satisfactory academic progress at your school in order to be eligible for Stafford loans.
  • You do not currently have any Federal loans that are in default.

Learn more about eligibility for Federal Student Aid Programs or find out if you qualify for Direct Stafford Loans.

Stafford Loan Frequently Asked Questions