Do I have to apply for a Stafford Loan every academic year?

Learn About Stafford
  • Fixed interest rate - as low as 4.66%
  • No payments while in school at least half-time

Get Stafford Help

Yes. You must apply for federal financial aid each school year if you want to keep receiving Stafford loan funds.

To re-apply for the loan, you should complete the same process as prior years by-

  1. Filing your FAFSA
  2. Receiving your award letter
  3. Accepting your Stafford Loans and other federal aid

For questions, contact your school's financial aid office

Stafford Loan Frequently Asked Questions