How do I apply for a Stafford Loan?

Stafford Loan Benefits
  • Fixed interest rate - as low as 3.4%
  • No payments while in school at least half-time

Get Started

The Direct Stafford Loan application is the Free Application for Federal Student Aid (FAFSA).

To apply, visit FAFSA.ed.gov.

How to Apply, Step by Step

  1. Complete the FAFSA or Renewal FAFSA (for returning students).
  2. Receive your financial aid award letter from your school in the mail or by email. This letter will state all the financial aid you are eligible to receive including the Stafford Loan.
  3. Contact your financial aid office to accept your loans.
  4. Sign any associated paperwork such as the Master Promissory Note (MPN)
  5. Once the above steps are complete, your school will disburse the funds in your account each semester.

Stafford Loan Frequently Asked Questions