What are the Stafford Loan interest rates?

Federal Stafford Loan

  • Fixed interest rate of 6.8%
  • Zero fees (you save 2%)
  • No credit check is required
Apply for the Stafford loan

Federal PLUS Loan

For parents or guardians of undergraduate students. A low interest rate of 8.25% and a viable alternative if you have been declined for, or choose not to take a private student loan.

Learn more about the Parent PLUS Loan

The interest rates for the 2007-2008 academic year are:

  • Grace period: 6.62%
  • Repayment (not consolidated): 7.22%
  • New Stafford Loans (disbursed after July 1, 2006) will be fixed at 6.8%

Do you have a question that hasn't been answered? Contact us and we'll be glad to help you.

Stafford Loan Frequently Asked Questions